October 23, 2019
AgencyWill Home Insurance Replace Your Home’s Furnace or Air Conditioner?
The investment in a new home furnace or air conditioner can be a sizable one. These are some of the most important systems within your home. Most last for several decades. When they fail, you may wonder if home insurance will cover the cost to replace them. The answer to this really depends on why you need […]
November 4, 2019
Agency3 Ways to Lower Your Auto Insurance Premium
It’s easy to forget that your car insurance is specific to you, especially when you’re used to paying a set premium month after month. But as much as it may seem like a static bill in your life, the truth is that you have control over how much comes out of your paycheck. Here are three ways […]
December 4, 2019
AgencySR-22: What is a High-Risk Driver?
Say you received a DWI and now must carry an SR-22 for being a “high-risk driver.” But what does that mean, and how does it affect your car insurance? High-risk means that you present risk not only to other drivers but to insurance companies. Insurance companies see you as more likely to file a claim, […]
January 13, 2020
AgencyCan I Pay My Premium After the Cancellation Date?
Having an insurance policy cancelled is a stressful situation. There are many instances in which an insurance company may drop you. One of the most common reasons is unpaid premiums. If you miss several payment dates, an insurance company will notify you that it will drop you if the premiums aren’t paid. If you go […]
February 10, 2020
AgencyCan I Change My Auto Insurance Coverage Whenever I Want?
There are many instances in which you may want to change your car insurance policy. Perhaps you bought a new car to insure or your teenage driver must be added to your policy. Maybe you simply decide that you want to lower the amount of coverage on your vehicle to save money. Is it possible […]
March 26, 2020
AgencyDoes My Motorcycle Policy Cover Me if I Rent a Bike in Another State?
Most states require their motorcyclists to carry motorcycle insurance. But what happens when you cross state lines? What if you need to rent a motorcycle in a different state? You can rent a motorcycle in a different state as long as you have a motorcycle license from your home state. Be careful when it comes […]
April 22, 2020
AgencyIf I Let My Friend Ride My Bike Are They Covered In an Accident?
Say you have a comprehensive, full coverage motorcycle insurance policy as an affordable price. Your closest friend asks if they can take your bike for a spin around the block. You trust them and hand over the keys. On their way back, however, a small UPS truck turns the corner and hits them. Your friend […]
June 30, 2020
AgencyMy Car is 20 Years Old. Will Car Insurance Cover It?
People may choose to own older vehicles for a variety of reasons. Older vehicles are generally much cheaper both to buy and insure than newer vehicles, while others are known for their uniqueness. Insurance agencies may insure your older vehicle, but it depends on a variety of factors in addition to the vehicle’s age. For […]
July 13, 2020
AgencyWhat Happens if I Cancel my Auto Insurance Contract Before it Expires
Sometimes, you might find that your existing car insurance plan might not work for you. Moving, buying another vehicle or deciding to look for better prices on coverage might all merit reviewing your plan. Some people choose to update their existing coverage, while others choose to terminate the plan in favor of another policy. If […]
September 22, 2020
AgencyDoes Motorcycle Insurance Cover Theft?
All motorcycles face theft risks no matter how safety-conscious their owners try to be. If you worry about your ability to protect your bike from theft, then consider how motorcycle insurance can help. In the event of motorcycle theft or vandalism, the right bike insurance can help you receive compensation for the lost or damaged […]