March 28, 2023
AgencyBoat Insurance Contents Protection
Boats nowadays come in all shapes and sizes. Regardless of the intended use, boats come with risks. A variety of perils may damage the boat, harm its passengers and ruin their property. Should a boat experience a hazard, you could lose the boat and many of its onboard contents. That’s why most boat insurance comes […]
February 20, 2023
Agency5 Ways to Keep Your Home Claim Free While on Vacation
One of the biggest mistakes a homeowner can make when they are finalizing the details of a vacation is to let the excitement and anticipation of their journey overwhelm their better judgment, which can cause them to leave their home unprotected. If you’re planning a vacation, it’s best that you also be setting up measures […]
December 29, 2022
AgencyWhy Does My Travel Trailer Have to Be Insured?
If you have an RV and travel frequently, there’s a good chance you also own a travel trailer. This is a standard piece of equipment for those individuals and families that often drive from location to location and need a second vehicle to get around at these destinations. What Exactly is a Travel Trailer? A […]
November 23, 2022
AgencyHow to Figure Out Your BOP’s Property Costs
A business owner’s policy is your one-stop resource for effective insurance coverage. Because your BOP combines general liability and business property coverage, it’s both efficient and valuable. Still, how can you make it worth the price? To get the most out of this coverage, focus on price efficiency. You’re in luck, too, because you can […]
October 21, 2022
AgencyDoes Motorcycle Insurance Cover Track Days?
Most motorcycles need insurance because of the inherent risk associated with bike ownership. These are vehicles used not only on the highway, but also for a variety of recreational purposes. The question is, will insurance cover you during recreational events like track days? Often, standard policies won’t apply to track days automatically. However, that doesn’t […]
September 29, 2022
AgencyWhat Kind of Insurance is Required for an RV?
As long as recreational vehicles are used on the road, they must have insurance. As with car insurance, states have varying auto insurance requirements when it comes to RVs. Be sure to check with your state about the minimum requirements. Most states require: Bodily injury liability, which covers medical expenses and legal expenses related to […]
August 16, 2022
AgencyWhat Counts as an Exotic or Luxury Car for Insurance Purposes?
Purchasing a dream car, whether old or a sports car, comes with a price tag. That higher cost usually extends to your auto insurance, too. You’ll pay more for a vehicle that is worth more. That’s because it costs more for the insurer to pay you if you need to file a claim. Many insurers […]
July 28, 2022
AgencyWhat is a Breach of Cyber Security?
A breach of cyber security means that someone (or something) has accessed your protected data, whether protected by passwords or other security mechanisms. This is usually the beginning of a cyber attack and can be the tip-off that something is wrong. The security network should notify you as soon as a breach occurs, but it […]
June 29, 2022
AgencyDoes Boat Insurance Protect Passenger Accidents?
You’ve decided to take a group of friends out onto the water with you. It’s going to be a fun weekend. Then, someone falls and is hurt –or perhaps you allow one of your inexperienced friends to operate the boat and they collide with something or someone. Now your good weekend has become a problem. […]
May 24, 2022
AgencyMissed an Auto Insurance Payment: What to Do Now
Making on-time payments to your auto insurance company is critical. Usually, making your payment at one time to cover the entire coverage period is best. If that’s not possible, many insurers allow you to make monthly payments. However, missing just one of those payments can lead to the cancellation of your policy. What should you […]