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Say you received a DWI and now must carry an SR-22 for being a “high-risk driver.” But what does that mean, and how does it affect your car insurance? High-risk means that you present risk not only to other drivers but to insurance companies. Insurance companies see you as more likely to file a claim, […]

It’s easy to forget that your car insurance is specific to you, especially when you’re used to paying a set premium month after month. But as much as it may seem like a static bill in your life, the truth is that you have control over how much comes out of your paycheck. Here are three ways […]

The investment in a new home furnace or air conditioner can be a sizable one. These are some of the most important systems within your home. Most last for several decades. When they fail, you may wonder if home insurance will cover the cost to replace them. The answer to this really depends on why you need […]