April 11, 2025
AgencyUnderstanding RV Insurance Deductibles
Like most motor vehicles, RVs need insurance coverage. Most states require it of all registered drivers. With it, you’ll receive financial help if you ever face a costly RV accident or other loss. However, even though the right coverage can pay a lot for your troubles, it might not pay for 100% of losses. Some […]
March 3, 2025
AgencyHome Insurance Coverage for Chimney Repairs
The chimney on your home is a structural component of it. Many people do not think much about it until they learn of a roof leak. Like with other structures, normal wear and tear can create damage to your chimney. This warrants repair. The question of whether home insurance covers it depends on various factors. […]
February 3, 2025
AgencyWhen Does Auto Insurance Cover Stolen Items
Here is a typical experience. You need to stop at the gas station to run in to grab milk. You leave your $500 handbag on the passenger seat. You’ll be gone for five minutes and can see your car. What could go wrong? Theft could. It takes moments for such an incident to occur. It […]
January 1, 2025
AgencyCommon Winter Car Accident Risks, And How to Avoid Them
Whenever you drive, you obviously want to be as safe as possible and avoid wrecks. However, you only have so much control over accident risks even when you have a firm grip on the steering wheel. The conditions outside your vehicle pose risks too, and while you try to navigate through them safely, you can’t […]
December 2, 2024
AgencyWays To Stay Hydrated this Winter
You might think that dehydration is an issue that’s more prevalent during the summer. However, it’s a problem you can face during the winter as well. Cold weather can dry out someone’s skin and reduce their overall hydration. Dehydration, no matter the season, is a very serious risk to your health. Some of the negative […]
November 1, 2024
AgencyShould Your Teen Enroll in a Driver’s Education Class?
Way before your teen gets behind the wheel, he or she begins driving mentally and watch what you and others are doing while driving. In this way, he or she can get a good idea about driving, then finesse his or her skills with practice. With many parents being busy, enrolling your teen in a […]
October 1, 2024
AgencyThe Revealing Facts About RV Insurance That Can Save You Time and Money
Motorhomes must have liability insurance, according to state law. If you financed your RV, full insurance coverage is required; but if your recreation vehicle is paid for, full coverage is not always mandatory. It is important to keep in mind the value of your RV compared to the risk of loss in case of damage. […]
September 2, 2024
AgencyDoes the Color of Your Car Affect Your Insurance Rates?
Numerous factors can influence your auto insurance premiums. Some of them are so seemingly insignificant that they might actually surprise you. However, some of these small risk factors actually are not risk factors at all. Over the years, a myth has been perpetuated that the color of your vehicle influences both how often you are […]
August 1, 2024
AgencyAre You Covered by Travel Insurance?
Travel insurance is one of those coverages everyone should consider, particularly if your trip cost thousands of dollars. If you have planned a trip where you have made deposits or if some items are nonrefundable, then travel insurance will come to your rescue if you must cancel the trip for any number of reasons. A […]
July 1, 2024
AgencyChimney Fires: How to Prevent Common Risks
There is something nice about a roaring fire in the middle of winter right in the living room. The problem is: chimney fires are very common. According to ctsweep.com, there are 25,000 chimney fires in the United States every year. This cost $120 million in property damage. Your home insurance may cover this. However, it […]