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Home > Inland Marine Insurance | Winnett Ins Agency Inc. - Missouri

Inland Marine Insurance


Inland Marine Insurance Information

Inland marine insurance may provide coverage for your business’s property. It may protect various commercial assets, such as items that are transported overland, are movable or are stored off-site. Property temporarily left in your possession or instruments used for transportation or communication may also be eligible for coverage.  


At Winnett Insurance Agency Inc., we can help you obtain the inland marine insurance policy that fits your business’s needs. Contact us today for additional information. 


What Is Inland Marine Insurance? 


Inland marine insurance evolved from ocean marine insurance, which insured goods being shipped over water. As transportation began to include more trucks, trains and automobiles, inland marine insurance emerged to protect business property as it traveled overland. Inland marine insurance may supplement other commercial property insurance policies that may not cover tools and equipment in transit or other high-value assets. 


What Does Inland Marine Insurance Cover? 


Inland marine insurance may cover a wide range of commercial property, such as: 

  • Property and cargo in transit over land.

  • Property that is movable.

  • Specialty equipment and tools.

  • Property temporarily stored by a third party.

  • A third party’s property that your business is temporarily storing.

  • Equipment used to facilitate transportation (e.g., roads and bridges) or communication (e.g., television towers).


Specific
types of coverage that may fall under inland marine insurance include:

  • Bailee’s coverage. This may provide protection for a third party’s property stored at your business.

  • Motor truck cargo coverage. This may provide coverage for items during transportation or loading/unloading.

  • Builder’s risk. This may cover property during construction projects.



Coverage for other commercial property and equipment may be available. The team at Winnett Insurance Agency can discuss options, exclusions and limits. Contact us for more information. 


How Much Does Inland Marine Insurance Cost?  



The cost of inland marine insurance is influenced by various factors, including your selected coverage, the value of the insured property and your business’s size.  


The professionals at Winnett Insurance Agency can assist you in obtaining the inland marine insurance your business needs. Contact us today to get started. 

Contact Us Today!
(417) 624-5724

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Location 629 S. Schifferdecker Ave.
Joplin, MO 64801

Phone: 417-624-5724
Fax: 417-624-1482
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