November 23, 2022
AgencyHow to Figure Out Your BOP’s Property Costs
A business owner’s policy is your one-stop resource for effective insurance coverage. Because your BOP combines general liability and business property coverage, it’s both efficient and valuable. Still, how can you make it worth the price? To get the most out of this coverage, focus on price efficiency. You’re in luck, too, because you can […]
October 21, 2022
AgencyDoes Motorcycle Insurance Cover Track Days?
Most motorcycles need insurance because of the inherent risk associated with bike ownership. These are vehicles used not only on the highway, but also for a variety of recreational purposes. The question is, will insurance cover you during recreational events like track days? Often, standard policies won’t apply to track days automatically. However, that doesn’t […]
September 29, 2022
AgencyWhat Kind of Insurance is Required for an RV?
As long as recreational vehicles are used on the road, they must have insurance. As with car insurance, states have varying auto insurance requirements when it comes to RVs. Be sure to check with your state about the minimum requirements. Most states require: Bodily injury liability, which covers medical expenses and legal expenses related to […]
August 16, 2022
AgencyWhat Counts as an Exotic or Luxury Car for Insurance Purposes?
Purchasing a dream car, whether old or a sports car, comes with a price tag. That higher cost usually extends to your auto insurance, too. You’ll pay more for a vehicle that is worth more. That’s because it costs more for the insurer to pay you if you need to file a claim. Many insurers […]
July 28, 2022
AgencyWhat is a Breach of Cyber Security?
A breach of cyber security means that someone (or something) has accessed your protected data, whether protected by passwords or other security mechanisms. This is usually the beginning of a cyber attack and can be the tip-off that something is wrong. The security network should notify you as soon as a breach occurs, but it […]
June 29, 2022
AgencyDoes Boat Insurance Protect Passenger Accidents?
You’ve decided to take a group of friends out onto the water with you. It’s going to be a fun weekend. Then, someone falls and is hurt –or perhaps you allow one of your inexperienced friends to operate the boat and they collide with something or someone. Now your good weekend has become a problem. […]
May 24, 2022
AgencyMissed an Auto Insurance Payment: What to Do Now
Making on-time payments to your auto insurance company is critical. Usually, making your payment at one time to cover the entire coverage period is best. If that’s not possible, many insurers allow you to make monthly payments. However, missing just one of those payments can lead to the cancellation of your policy. What should you […]
April 26, 2022
Agency4 Types of Additions to Business Owner’s Policies
Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. However, Business Owners Policy plans do not always cover all […]
March 25, 2022
Agency3 Ways to Cut Motorcycle Insurance Costs
Plenty of bikers take pride in riding and displaying their motorcycles. One way to show pride in the investment you’ve put into your bike is to protect it with motorcycle insurance. But even though motorcycle insurance is vital (and typically required by law), you don’t have to settle for paying high premiums for good coverage. […]
January 24, 2022
Agency3 Commonly Overlooked Driving Hazards
Most drivers are aware of the more common driving hazards like tailgating, speeding, aggressive driving and driving under the influence of alcohol. While all of these dangers are real, there are others that may have escaped your notice. The following overlooked driving hazards don’t get much press, but they can still cause accidents. Medications People […]