November 13, 2020
AgencyFour Reasons to Buy Renters Insurance
You might rent your home, and while searching for the right place might have faced the question of whether you need to buy renters insurance. You might not know why you need this policy since you do not own the home you live in. In fact, there are many reasons to buy renters insurance. They […]
October 21, 2020
AgencyDo You Need Special Insurance to Live in Your RV Full Time?
RV insurance requirements vary per state. In general, most RVs must carry a minimum amount of liability insurance. However, your insurance needs may change depending on how you use the RV. In Missouri, all RVs require at least: $25,000 in bodily injury liability per person $50,000 in bodily injury liability per accident $10,000 […]
September 22, 2020
AgencyDoes Motorcycle Insurance Cover Theft?
All motorcycles face theft risks no matter how safety-conscious their owners try to be. If you worry about your ability to protect your bike from theft, then consider how motorcycle insurance can help. In the event of motorcycle theft or vandalism, the right bike insurance can help you receive compensation for the lost or damaged […]
July 13, 2020
AgencyWhat Happens if I Cancel my Auto Insurance Contract Before it Expires
Sometimes, you might find that your existing car insurance plan might not work for you. Moving, buying another vehicle or deciding to look for better prices on coverage might all merit reviewing your plan. Some people choose to update their existing coverage, while others choose to terminate the plan in favor of another policy. If […]
June 30, 2020
AgencyMy Car is 20 Years Old. Will Car Insurance Cover It?
People may choose to own older vehicles for a variety of reasons. Older vehicles are generally much cheaper both to buy and insure than newer vehicles, while others are known for their uniqueness. Insurance agencies may insure your older vehicle, but it depends on a variety of factors in addition to the vehicle’s age. For […]
April 22, 2020
AgencyIf I Let My Friend Ride My Bike Are They Covered In an Accident?
Say you have a comprehensive, full coverage motorcycle insurance policy as an affordable price. Your closest friend asks if they can take your bike for a spin around the block. You trust them and hand over the keys. On their way back, however, a small UPS truck turns the corner and hits them. Your friend […]
March 26, 2020
AgencyDoes My Motorcycle Policy Cover Me if I Rent a Bike in Another State?
Most states require their motorcyclists to carry motorcycle insurance. But what happens when you cross state lines? What if you need to rent a motorcycle in a different state? You can rent a motorcycle in a different state as long as you have a motorcycle license from your home state. Be careful when it comes […]
February 10, 2020
AgencyCan I Change My Auto Insurance Coverage Whenever I Want?
There are many instances in which you may want to change your car insurance policy. Perhaps you bought a new car to insure or your teenage driver must be added to your policy. Maybe you simply decide that you want to lower the amount of coverage on your vehicle to save money. Is it possible […]
January 13, 2020
AgencyCan I Pay My Premium After the Cancellation Date?
Having an insurance policy cancelled is a stressful situation. There are many instances in which an insurance company may drop you. One of the most common reasons is unpaid premiums. If you miss several payment dates, an insurance company will notify you that it will drop you if the premiums aren’t paid. If you go […]
December 4, 2019
AgencySR-22: What is a High-Risk Driver?
Say you received a DWI and now must carry an SR-22 for being a “high-risk driver.” But what does that mean, and how does it affect your car insurance? High-risk means that you present risk not only to other drivers but to insurance companies. Insurance companies see you as more likely to file a claim, […]