What Drivers Need to Know About SR-22 Insurance 

Being told you need SR-22 insurance can raise questions about what it involves and how it can affect your license. Winnett Insurance Agency Inc. helps clarify the requirements and supports you through the steps to restore your legal driving status.

What Is SR-22 Insurance?

An SR-22 is not an insurance policy, but rather a filing your insurer sends to the state to confirm you carry the required auto liability coverage. You may need one if:

• You had your license suspended or revoked for serious traffic violations
• You were found driving without insurance
• You are trying to reinstate your license after a DUI or a similar offense
• You have had several infractions or at-fault accidents in a short period of time

How Long Do You Need an SR-22?

The length of time an SR-22 is required can vary by state and a driver’s record. In many cases, drivers must keep an SR-22 on file for about three years. During this period, the filing must stay active without lapses.

What Can Happen if Your SR-22 Is Canceled?

If your SR-22 is canceled or your auto insurance ends, your insurer may notify the state. This can lead to another license suspension and additional penalties or fees. Furthermore, your SR-22 requirement period may be restarted. You may then need to file a new SR-22 and pay reinstatement costs to regain your driving privileges.

Learn More

Contact Winnett Insurance Agency Inc. now to discuss your SR-22 or auto insurance needs and get a free custom quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.